You'll typically need ID proof, address proof, income documents, and bank statements. Requirements may vary based on lender.

Approvals are often instant but can take up to 24–48 hours depending on document verification.

Most lenders prefer a credit score above 650, but they may consider other factors as well.

Yes, prepayment is allowed. Some lenders may charge a small pre‑closure fee.

Rates depend on your credit score, income, loan amount, and tenure. Lenders aim to offer the best possible deal.

A nominal fee may be charged and is usually disclosed transparently before final approval.