Apply Instant Personal Loan Upto ₹50,00,000 in 3 Minutes
- Provide Details
- Select Loan Amount & Tenure
- Verify Loan Agreement
- Instant Loan Disbursal
About us
Dhani Finances online personal Loan are a fast, convenient, and affordable source of financing that help borrowers achieve their goals and overcome financial obstacles. By providing flexible and accessible access to funds, Dhani Finances empowers its borrowers to manage unexpected expenses, seize opportunities, and enjoy stress-free moments that might otherwise be difficult to attain. With a focus on delivering value and meeting diverse needs, Dhani Finances range of personal Loan are designed to make life easier and more enjoyable for its borrowers, providing the financial tools they need to live their best lives.
Type of Loans we offer
Personal Loan
A personal loan provides unsecured funds for various needs, with fixed terms and interest rates.
Business Loan
A business loan provides funding for business growth, expansion, or operational needs with specific terms.
Home Loan
A home loan helps individuals finance the purchase of a property with structured repayment terms.
Eligibility
* This fee is ONLY applicable when borrowers repay bill overdue. For example, if you have Rs 10,000/- overdue of principal, then customer to pay additional Rs 300/- for one month of delay in repayment of loan.
- Should be Indian Citizens.
- Must be salaried professionals.
- Must have a monthly take home salary of at least INR 30,000/-
- Should have a regular credit of salary to a bank account.
- Age should be between 25 and 55 years.
- Loans of up to 80% of your monthly salary..
Documents
Provide the following KYC documents for evaluation of your loan-worthiness
- PAN Card.
- Aadhaar Card
- Bank Statement
Representative Example:
For Rs 25000/- borrowed for 12 months, with annual interest rate (APR) of 30%, borrower would pay:
- Processing Fees = 5%
- Interest = Rs 7,500/-
- Total amount to repay at the end of tenure = Rs 32,500/-
- NACH bounce charges = Rs 500/-
- Delay Payment charges = 36%*
* This fee is ONLY applicable when borrowers repay bill overdue. For example, if you have Rs 10,000/- overdue of principal, then customer to pay additional Rs 300/- for one month of delay in repayment of loan.
The annual interest rates and processing fees varies according to the risk profile of customers.